FIRST TIME HOME BUYERS IN SAN DIEGO

Your first job. Driving for the first time. Saying “I do”. Having your first child. Walking into your own home for the first time is just as magical. The key question you need to consider is, of course, why are you still renting? Do you really want to pay someone else’s mortgage? If your reason is fear, then it may be time to let go of that fear. Opportunity lives on the other side of fear. The first step on this journey is to acknowledge any fears that might be holding you back and then cross that bridge.

CLICK THE CARDS BELOW AND FLIP YOUR FEAR

FEAR: IT'S NOT GOOD TIME TO BUY

San Diego home prices have gone up so much and housing is in a bubble. It's not good time to buy.

GREAT TIME TO BUY IN SAN DIEGO

2015 average mortgage is down 29.4% from 2005 – 2006 peaks. However rent is up 44.6% and will continue to go up faster than your wages raise. It’s a good time to buy in San Diego County.

FEAR: I WILL LOSE MY EARNEST MONEY

If something went wrong or I change my mind and have to cancel the transaction, I would lose my earnest money.

RISK FREE HOME BUYING

After over 200 real estate transactions, our home buyers have never lost their earnest money or even come close to losing it. We can protect you using our home buying system.

FEAR: I CAN'T AFFORD TO BUY A HOME NOW

San Diego home prices have gone up so much and I can't afford to buy a home.

ACTUALLY, YOU CAN'T AFFORD NOT TO BUY A HOME NOW

There is always a home you can afford to buy that will be a smart purchase for you – the only questions are what and where.  If it’s ”what”   that matters to you, then keep pushing out the ”where” until you find it.

FEAR: I DON'T HAVE A DOWN PAYMENT

What if I don't have a down payment?

THERE ARE A WIDE VARIETY OF DOWN PAYMENT OPTIONS

There are many legitimate and sound financing options with low down payment, first time home buyer down payment assistance programs to choose from, and it only makes sense to investigate.

Purchasing your own home is a great investment that provides specific financial advantages, including equity buildup, value appreciation potential, and tax benefits. It’s also a forced savings plan that you cannot get from renting!

And one thing for sure in San Diego…is that rent will only keep going up!
So, again, ask yourself if you can really afford to keep renting.

There is never a wrong time to buy the right home. All you need to do in the short run is find a good buy and make sure you have the financial ability to hold it for the long run. YOU will decide what you’re comfortable paying every month. The most important rule for keeping your stress to a minimum is that you don’t have to know everything — leave that to your real estate agent.

We are ready to help you through every step of the process.

THE PROVEN HOME BUYING SYSTEM

Successful Millionaire Investors focus on three simple but incredibly dynamic forces at the heart on real estate investing and in fact, these three forces are the core of all home buying.

DYNAMIC TRIO OF HOME BUYING

  • Criteria
  • Terms
  • Network – Who helps you

WHO HELPS YOU?

A BUYERS AGENT WHO GOES EXTRA MILE

If inventory is so low and you can’t find a property, we will send letters to possible home sellers, go door knocking, contact real estate agents to find property. If you are out of town home buyers, we will send you a video tour of properties. We can help find you temporary furnished housing if necessary while you search for your new home.

A BUYERS AGENT WHO CAN NEGOTIATE

We will negotiate the price based on the costs of needed updates, the price of comparable homes, and the seller’s motivation without insulting the seller.

A BUYERS AGENT WHO CAN PROTECT YOU

After over 200 real estate transactions, our home buyer has never lost their earnest money or not even close to it. We can protect you using our home buying system.

A BUYERS AGENT WHO HAS DONE IT ALL

Helping you buy a Short Sale, a Bank Owned or distressed property is not a problem for us.
We have helped our clients purchase homes with issues from simple to extremely complex.
We have extensive experience in dealing with issues that have caused others to not see the
potential of a property and that can mean a great deal for you.

The My Home Team’s real estate expertise and negotiation skills allowed for a quick offer acceptance, smooth escrow process and fast close.

Jim Harrison

Needless to say, The My Home Team handled the negotiations and the transaction details adeptly and smoothly. Everyone was a winner in the end.

Bill Martin

The My Home Team understood my requirements to provide me with the guidance necessary to find the right house at the price I wanted.

Sherman

FIRST-TIME HOME BUYER’S AGENT REQUEST FORM

There is a special category of life’s firsts. First job. Driving for first time. Saying “I do”. Having a child. Walking into your own home for the first time is just as magical. We would love to be there for you at this magical moment.

FILL OUT THE FORM BELOW

Make sure to write in message if you are interested in the Down Payment Assistance Program.

Fields marked with an * are required